What is Game control adapter?

What is Game control adapter?
More commonly known as a game port or joystick port, the game control adapter is a 15-pin connector port first found on IBM computers in 1981. The game port is handled by the SIO and allows users to connect such devices as joysticks, game pads, steering wheels and various other devices that allow additional functionality to the computer.

There were some motherboards that included a joystick port built in and for those that did not an internal ISA or PCI card, with a joystick port on it could be installed in the computer. Today, this port has been largely replaced by game devices that connect using USB and the 15-pin connector is no longer used.

What is Deathmatch

What is Deathmatch? Deathmatch is Abbreviated as DM or TDM (Team DeathMatch), a deathmatch is a first person shooter game where the players play other players in a free-for-all game and win by obtaining the most frags during that game.

What is Abandonware

Abandonware is Alternatively referred to as abandon warez, abandonware is older software that is no longer developed, sold, or supported and thought of as abandoned. However, although these programs appear to be abandoned or the developer has gone out of business, downloading and installing abandonware is illegal since the programs are still protected under copyright law.

Orangutan Facts

‘Orang-hutan’ literally means ‘Man of the Forest’, and little wonder!

Orangutans are highly intelligent with an ability to reason and think. This large, gentle red ape is one of our closest relatives, sharing 98% of our DNA.

Orangutans are part of the great ape family, so they don’t have a tail and tend to be larger and heavier than monkeys, even though they are both primates. Great apes also have a bigger brain and can use tools, such as sticks, to help them get food to eat or leaves to make a sunshade or umbrella.

Orangutans live in Asia and are found on the islands of Borneo and Sumatra, living in lowland and hilly tropical rainforests.

There are three types or subspecies of orangutans found in Borneo:

• Pongo pygmaeus pygmaeus is the most endangered species of the Bornean Orangutans with an estimated population of between 1,500 to 3,500 individuals. Found in Western Kalimantan and also in Sarawak.

• Pongo pygmaeus morio is found in the North East around Sabah and East Kalimantan, with a population estimated between 8,000 and 18,000.

• Pongo pygmaeus wurmbii is the Central Kalimantan subspecies and the most plentiful with up to 40,000 individuals.

You can only tell the difference between these three subspecies by DNA testing.

At BOS, we have all three types in our care, so when returning them to the wild we must ensure they go to their endemic areas in Indonesian Borneo.

Bornean Orangutan:                                              Sumatran Orangutan:
    The Sumatran Orangutan (Pongo abelii) is smaller than its Bornean counterpart and has a longer face and lighter and longer coat.
Endangered
It’s estimated that there are fewer than 7,000 Sumatran Orangutans and 50,000 Bornean Orangutans living in the wild today.  The Sumatran Orangutan is listed as critically endangered and the Bornean Orangutan as endangered.

They are regarded as an ‘umbrella species’, which means they are pivotal in creating the necessary environment for the thousands of fauna and flora that make up the biodiversity of the South East Asian rain forest.

Its arboreal tree-swinging journeys help to spread tree seeds - in fact some trees can only germinate when they have passed through its gut.

Article Source :
http://www.orangutans.com.au/Orangutans-Survival-Information/Orangutan-Facts.aspx

What’s the difference between a website & blog?

Dreamweaver vs WordPress

Many people are confused about the difference between a website, a blog, and a CMS, and choosing which one is right for you can be a surprisingly complex process.  We’ll guide you through the issues you need to understand so that you can make the best choice.
Essentially, a blog (short for web log) is just a special kind of website. Blogs are designed to make it easy for anyone to post text and images to the Internet (even if you don’t know HTML, the programming language that is at the heart of web design).
CMS is an acronym for “Content Management System.” Basically, a CMS is just an automated computer program that allows users to quickly and easily create, delete, or change the content on a website. Newspapers, magazines, big eCommerce sites like Amazon.com, and blogs all use a CMS to handle all the photos, text, or multimedia on the hundreds or thousands of pages on their websites.  Here’s one way to think about things:
  • All blogs are CMS’s
  • But not all CMS’s are blogs.
Just because it’s easy to add a comment or post to a blog, that doesn’t mean it’s easy to customize a blog to look the way you want it to look. If you want a lot of design control and want to vary the design from page to page, you may be much happier with the design options you get when you create a custom website with Dreamweaver.

The Design Limitations of a Blog

Most blogs ‘look like blogs’  – meaning they have a banner at the top, two or three columns, and a they look almost the same from page to page. Although there are many exceptions (we create custom blogs and websites with WordPress for clients), creating a custom design for a WordPress blog requires advanced programming skills.
Blogs tend to look the same from page to page because each page is created from a template. Blogs are easily updated by filling out a simple form — bloggers like to say, “If you can write an email. you can create a blog post.” However, what you gain in automation, you lose in design options. The more consistent you keep the look of each page of a blog, the more efficient it is to set up the blog — it’s a trade off.

When Dreamweaver is the best choice

If you want to create a website with highly custom designs, and you want to vary the designs from page to page, you may want to use Adobe Dreamweaver. This is the tool that I used to create the page shown here for actor Yuval David.
Adobe Dreamweaver is the most popular professional web design program because it offers the most design features. If you love Photoshop, Illustrator, or InDesign, you’ll probably like Adobe Dreamweaver.
Adobe’s influence on the interface and integration with other programs in the suite, gives Dreamweaver a similar look, and it’s got the best design features of any web program on the market.
If you use every program in the Microsoft Office, or you work in a Microsoft shop, you may like Expression Web (just don’t use FrontPage).
If you want to create a site like Yuval’s, or the one I created for photographer Jasper Johal, Dreamweaver makes it easy to create complex design, without having to learn hard-core programming, like PHP (required to customize a blog).Jasper Johal Photography
Dreamweaver includes a variety of advanced widgets, panels, and other tools you can use to create custom gallery designs, rollover effects, and other interactive features. Using Dreamweaver, we could create a variety of designs for Yuval, so his front page (shown on the left) and the contact page could be completely different.
Dreamweaver works especially well for relatively small sites. For  almost any site that’s less than 50 pages or so in size, Dreamweaver is my first choice, and all the program you need (visit the store to order videos on Dreamweaver).

When WordPress is the best choice

Sips From the Firehose Blog by David LaFontaine
Blogs are especially popular among people who want to share their opinions, expertise, political views, and stories. We often joke that WordPress is so easy to use, even politicians can run their own blogs.
Many popular blogs are managed by more than one person, with comments from many readers, creating a kind of ongoing discussion. Blogs also include search features and ways to organize information in categories and topics.
There are a number of blogging programs, including TypePad and Blogger, but WordPress is the most popular among serious bloggers and it’s increasingly used as a CMS for small and medium-sized websites. (Still not quite sure how a CMS or blogging program works? Get the big picture in this article: How do CMS’s, Blogs, and Dynamic Web Sites work?)
WordPress is popular because the administrative tools, which you use to update a blog, are relatively easy to learn and don’t require any programming skills. If you can use a word-processing program, like Microsoft Word, you can add a post to a blog.
That makes it easy to get started, but like anything there are trade-offs. If you want to create a custom design for your blog, or you want to add complex menus, galleries or other features, the learning curve can get steep fast. Blog by David LaFontaineYou can choose from a gazillion templates (called Themes in WordPress), but if you want to alter those designs, you’ll need to learn PHP, which is far more complex than HTML and CSS (and trust me, those are complicated enough).
If you find a theme you’re happy with, or you hire someone (like us) to create a custom blog design, then all you need to do is update the pages using the administrative tools, which really is as easy as writing an email, as you can see from this figure.
The administrative features that come standard with WordPress blogs make it easy for anyone to post stories and photos. In WordPress, the administrative page you log into to compose and edit posts is called the Dashboard. To access the Dashboard of a blog, you need a user name and password (that keeps it private), but the only program you need on your computer is a web browser.

Choose the one that’s best for your site

Only you can know if your greatest talent is as a designer, writer, programmer, photographer, project manager, or all-around techno-wizard, with the skills and dedication  to do all the things necessary to build a complex, beautiful site all by yourself.
Jasper is a client, friend, and amazing photographer, who specializes in yoga, fashion, architecture, and tasteful, art nudes of yoga masters. (If you’re over 18 and tasteful nudes don’t offend you, you can view his site here)
For Jasper’s site, Dreamweaver was an easy choice, for two reasons:
  1. We knew he’d want a lot of design control over every page (he is an artist after all). Dreamweaver allows a talented designer like Jasper to customize the look and feel of each page of a site.
  2. Because Jasper already uses Photoshop, Illustrator, Premiere, and many other programs in the Adobe Creative Suite, I knew it wouldn’t be much of a stretch for him to learn Dreamweaver. His skills as a designer allow him to conceive and then execute any future tweaks on his own.
XVIVO Scientific Animation

Why I use WordPress for many of my clients

Increasingly, I use WordPress for client sites because it’s relatively easy for clients to update their own sites when I’m done. Most of my clients are business owners, authors, doctors, actors, scientists —  brilliant people one and all — but generally not people who use a lot of complex software. Learning to use Dreamweaver just to make updates to a site they’ve hired me to create for them doesn’t make a lot of sense.
We work with a talented team of designers, writers, video editors, and programmers with advanced skills in PHP, Java, and other programming languages. This empowers us to create highly customized websites using WordPress, including sites that don’t “look like blogs” (such as the site we created for XVIVO Scientific Animation, shown on the left).
If you are hiring a web design company to create a site for you, or you manage a team of employees that includes programmers and designers, using WordPress or another CMS is almost certainly your best option.  But if you’re creating your own website, and you consider yourself a creative person, especially if you’re already a fan of other programs in the Adobe Creative Suite, the by all means, consider learning Dreamweaver.

Is WordPress the best blogging tool or CMS?

There are many great content management systems on the market. I like WordPress because of its popularity and ease of use, but you may also want to consider more advanced CMS options, such as Joomla! or Drupal. In this article, you’ll find a comparison of CMS and blogging tools.

Article Source :
http://www.digitalfamily.com/tutorials/which-program-is-better-dreamweaver-vs-wordpress/ 

Car Loan Terms: What is a Good Length?

Car loan terms are integral to every car finance or leasing contract. How can you gauge the right length of loan to meet your needs? Here are some considerations.

Typical Car Loan Contract Lengths

Car loan terms are calculated according to the number of months in the contract, as one parameter. Most car loan calculators list 24-, 36-, 48-, 60-, and 72-months. Most consumers opt for a 36-month loan, 48-month loan or 60-month loan. Very few lenders will go beyond a 72-month loan contract, except for very expensive vehicles.

Tip: The car needs to be acceptable to the lender. Some won't do car loans for vehicles older than 7 years. Car loans are secured loans, secured by the vehicle. If the borrower defaults, the car is repossessed.

Tip: Choose the car loan length that works best given particular circumstances. Shorter terms are best; the car will be paid off sooner.

Car Loan Terms Include Interest and APR

Selecting the right car loan terms also means paying attention to the interest rate for the particular length of contract as well as the annual percentage rate (APR). Using loan calculators available on many websites, plug in the desired amount of payment, term of loan, credit history and sales tax rate. The calculator will show the maximum amount of loan available for a purchase or lease contract.

Tip: You can lease a more expensive vehicle for the same monthly payment than you can buy one. The trade-off is that at the end of the lease, you don't own the vehicle.

Tip: Interest rates may be more expensive on 48- or 60-month loans to get you that lower monthly payment. A 36-month loan allows you to pay off the contract quicker but you'll have higher payments.

Tip: Ask about special low-interest financing, available usually on only selected models. A 0 percent or 1.9 percent interest rate on a 60-month loan is obviously more attractive than 6.9 percent on a 36-month contract. In this case, the best loan length may be the longer lease.

Check Extra Fees and Charges

Factor in any additional fees and charges that will be tacked onto the car contract. These include mandatory registration fees, sales tax, tire fees, document prep fees, and other agreed-to items such as dealer-installed options or special extended warranties. Why pay for add-ons that bump up your monthly payment? Either pay separately or do without the additions.

Down Payment Lowers Amount To Finance (Or Lease)

Putting a down payment of $5000 lowers the total amount to finance or lease. Some car loan calculators allow input of down payment, vehicle price, trade-in value (if any), sales tax (percent), interest rate, and terms. The result is the amount of the monthly payment. Plug in various down payment amounts and/or length of term to get to a comfortable monthly car payment. This is a good way to calculate the right length car loan term.

Type of Vehicle Determines Loan Rate

Car loan terms vary depending on the type of vehicle you're attempting to buy or lease. Some cars have higher resale prices than others and therefore have lower rates.

Tip: Hot-selling cars typically have higher resale prices. But you may not get the best car loan terms from carmaker finance companies. Try banks and credit unions instead.

Car Loan Terms and Your Credit

Despite the fact that better loan terms exist, they may not be available - without strong credit. Make sure you have an excellent credit rating. Repair any negative items and build up your good credit for 6 months before you buy a car.

Bottom line: If the interest rate isn't prohibitively high, the shortest car loan term is the best. If a term is too long a term, a borrower will wind up paying more than the vehicle is worth. Article source : http://info.loan.com/car-loans/car-loan-terms-what-is-a-good-length.html

Learn Mathematics online


Mathematics websites to learn math online

Do you want to learn Mathematics online? If you are looking for online Maths teaching websites, this article can suggest you best Math websites where students can learn Mathematics easily because these websites provide useful math tools which help users solving math problems. Some of these websites also provide step by step math tutorials, math games and guide articles. Just check the list of useful math websites to learn Mathematics.
  1. Mathway - Mathway is one of the best Mathematics websites on the internet that can solve any kind of math problems. Mathway offers different Mathematics tools and helpful tutorials that can guide students to learn Mathematics easily. You can learn here Basic Math, Pre-Algebra , Algebra , Trigonometry , Precalculus , Calculus & Statistics.
  2. Math - Math is a popular website that helps students learning Mathematics online. You can find here hundreds of guide articles and Mathematics tools which can be very useful to learn & solve math problems.
  3. Mathsisfun - One of the best math teaching websites where students learn Mathematics with fun. Mathsisfun provides many Mathematics tools , puzzles and games which can help students to learn math easily and quickly.
  4. Coolmath4kids - Coolmath4kids is a popular math teaching website that helps users learning Mathematics easily. Coolmath4kids provides some useful Mathematics learning tools , puzzles and games which are very useful to teach kids Mathematics.
  5. Mathforum - Mathforum is one of the oldest math forums on the web that can help students and teachers discuss about Mathematics. One of the best online communities on the internet that is mainly designed to help math students, teachers, researchers and educators.
  6. PurpleMath - PurpleMath is mainly designed to teach students Algebra deeply. In this website, you can find many informative articles that can help students learning Algebra easily.
  7. CoolMath - CoolMath helps students learning math with fun. CoolMath offers free math lessons, games and applications which can help students learning math quickly.
  8. Mathplayground - Mathplayground offers math based games to students.
  9. Mathcats - Mathcats provides funny puzzle and games to learn math easily. If you are looking for best teaching math website, Mathcats could be the best option for you.
  10. Onlinemathlearning - Great place to learn Mathematics deeply. Onlinemathlearning offers basic to high level math teaching materials to students. You can find here hundreds of useful resources on Mathematics .

Free car racing games

Car Race
Do you love playing car racing games on your computer? If your answer is yes, this article can help you to find the best free car racing games for your PC. Here you can see the list of top 10 car racing games that can be played offline and online on your computer. If you are looking for only free online car race games , you can visit these Most popular game websites to find online free 3D games.
Here you will find the helpful links of free car racing games.

  1. Ferrari Virtual Race - Ferrari Virtual Race is one of the most popular free car racing games on the internet that has interesting user interface. You can download full version of Ferrari Virtual Race for free. Ferrari Virtual Race is the official Ferrari Game that has very good graphics with Excellent driving physics. Although the sound of the game is disappointing but the graphics can attract anyone.
  2. Need for Speed Underground 2 - Need for Speed Underground 2 is one of the most downloaded car race games and it is one of the most interesting games on the web that can entertain game lovers. Although this game is a paid software but you can download trial version of Need for Speed Underground 2 for free on your PC. This racing game is one the most popular games on the web that has made more than 15 million installations. Need for Speed Underground 2 has very attractive look with lots of car options. One of the best user interface for playing car games.
  3. Need for Speed Carbon - Another great edition of Need for speed series. You can download free trial version of Need for Speed Carbon free of cost on PC. If you love playing racing games on your computer, this game will entertain you with street racing graphics.
  4. TrackMania Nations - TrackMania Nations is one of the best free car racing games that has been installed on millions of computers. It has very good graphics and let's users to choose the solo mode to play alone. TrackMania Nations is mainly designed for multiplayer environments. You can download full version of TrackMania Nations free of cost on your computer.
  5. City Racing - City Racing game is a full version free car racing game that has unique user friendly interface with big city graphics. One of the most downloaded racing games on the internet but some users say the game has dull graphics. You can download this free car race game on your PC for free.
  6. Driving Speed -Driving Speed is one of the most popular racing games on the internet that can be played using your internet connection. This game has very attractive user interface and mainly designed for racing game lovers. If you are looking for a free alternative to Need for Speed series, Driving Speed could be the perfect option for you because Driving Speed is available for free to download on your PC.
  7. Euro Truck Simulator - Euro Truck Simulator is one of the most attractive racing games on the internet that has original looking interface. Although it's a paid software but you can try this software by downloading free trial version. Euro Truck Simulator has excellent graphics
  8. Crazy Taxi - Crazy Taxi is one of the most downloaded software on the web and thousands of users rate this car racing game as a fun racing game. Although this software is a paid racing game but you can download free demo of this racing game.
  9. Drift City - Drift City is a interesting car racing game that can be downloaded on your PC for free. Drift city has very original cartoonish graphics with easy to play user interface. One of the best free car racing games.
  10. Mad Race - Mad Race is an interesting racing game that has very cool graphics with lots of fun elements. Mad Race is an easy to play short racing game that can be installed on your PC for free.

Free Photo Apps for iPhone

It's very hard to find useful photo apps for iPhone that are available for free. Most of the free photos apps for iPhone don't have any good feature, you use them for serious photo editing. But, here are top 10 great and useful iOS photo apps that can be used for serious image editing on your iPhone and all apps are available for free.
  1. Adobe Photoshop Express - The smartphone version of Adobe Photoshop image editor called Adobe Photoshop Express available for free on the iOS App Store. This professional quality photo editor can be downloaded on iPhone & iPad.
    App Store Link- https://itunes.apple.com/app/adobe-photoshop-express/id331975235?mt=8
  2. Instagram- Widely popular Instagram app lets you edit and share photos from your iPhone. You can add effects and share your photos on Facebook, Twitter, Flickr, Tumblr, Foursquare, and Posterous.
    App Store Link- https://itunes.apple.com/app/instagram/id389801252?mt=8
  3. Color Effects- A very useful iPhone photo app, if you want to recolor (remove or change colors) you photos easily. Color Effects has "Automatic Edge Correction" and other useful features that allow you to recolor photos very easily.
    App Store Link- https://itunes.apple.com/app/color-effects-recolor-decolor/id409913910?mt=8
  4. Pho.to Lab- An easy-to-use and useful iPhone photo editor with more than 450 effects. With Pho.to Lab, you can create fun photos, contact icons, virtual postcards and phone wallpapers on your iPhone. App Store Link- https://itunes.apple.com/app/pho.to-lab/id441457218
  5. Pixlr-o-matic- A very good full-featured image editing application for iPhone and iPad. You can add effects, add borders, edit photos and share them on Facebook, Flickr, imm.io, Dropbox, iTunes, and Email.
    App Store Link- https://itunes.apple.com/app/pixlr-o-matic/id450263811?mt=8
  6. PhotoFunia- One of the best fun photo app for iPhone and iPad that is available for free. With PhotoFunia, you can easily turn yourself and your friend into an astronaut or a pirate of the Caribbean. This is a cloud-based photo editing, so you need to be connected to the Internet to use PhotoFunia.
    App Store Link- https://itunes.apple.com/app/photofunia/id321240709?mt=8
  7. iRetouch Free- One of the easiest and advanced photo retouching app that lets you crop/rotate/clone/change color easily. You can find these features on in Adobe Photoshop Express, but iRetouch Free has more easier user-interface than Adobe Photoshop Express.
    App Store Link- https://itunes.apple.com/app/iretouch-free/id315096905
  8. Magic Hour Lite- An Instagram like photo editing & sharing app for iPhone that lets you add effects and share them on Facebook/Twitter/Instagram?FoursquareFlickr/Tumblr/Posterous/Dropbox.
    App Store Link- https://itunes.apple.com/app/magic-hour-lite-camera-unlimited/id454681326
  9. moreBeaute2- With moreBeaute2, you can easily make your look gorgerous. This easy-to-use photo app is very useful, if you want to makeup your photos on your iPhone or iPad.
    App Store Link- https://itunes.apple.com/app/morebeaute2/id347331305?mt=8
  10. Pic Collage- As its name suggests, it's a picture collage app for iPhone. You can create beautiful picture collages with this app on you iPhone and iPad. It has all the features that you can expect from a full-featured photo collage making app and it is available for free.
    App Store Link- https://itunes.apple.com/app/pic-collage/id448639966

Free Virus Protection Software for Windows

Are you looking for Free Virus Protection Software for Windows PC? If you are running Windows operating system on your computer, you must use any powerful virus protection antivirus software which can help you to protect your Windows PC from any kind of harmful malware, adware , trojan and spyware. In this article, you can see the list of Top 10 Free Virus Protection Software for you Windows PC which can be installed free of cost. All of these software can be used totally free of cost.
  1. Avg Antivirus Free - AVG Antivirus is one of the most popular free virus protection software that helps users to protect their computers from different kinds of malwares, spywares, trojans and harmful files. AVG has different products to make your device more secure such as antivirus tool, registry cleaner, internet security , virus removal software etc. AVG offers both versions to users - Free and Paid.
  2. Ad-Aware Free - Ad-Aware is a great virus protection software that is created by Lavasoft. One of the best security tools which can help you to protect your computer from harmful viruses and trojans. This security software comes with tons of useful features that can make your Windows PC more secure. You can find some more useful products on its official website such as internet security, PC tuneup, data security for business etc.
  3. Avast Free Antivirus - Avast is one of the most downloaded free antivirus software which can protect your PC from any kind of harmful virus and dangerous malware. Avast comes with tons of useful features such as internet security, password manager, virus protection , quick scanning etc.
  4. Norton Free Edition - One of the best internet security software that is mainly used to protect your internet connection from harmful virus , malware, spyware and trojans.
  5. Microsoft Security Essential - A complete virus protection security software by Microsoft which helps users to make their computer systems more secure. Microsoft Security Essential comes with many useful features and available free of cost for users but you must have genuine Windows OS on your PC to use this software.
  6. PC Tool Antivirus - PC Tool Antivirus is a useful virus protection software that can remove all types of harmful files and virus from your PC. PC Tool Antivirus comes with tons of features which can help you to make your computer virus free. Some of main features of this free software are - Protection from viruses, malware, adware, worms and trojans , real time monitoring , website safety status, automatic updating feature and email protection.
  7. Panda Cloud Free Edition - Panda Cloud is a complete solution to protect your computer from dangerous viruses. This software can be used totally free on your Windows PC. Panda Cloud comes with some useful options- Url and web filtering, real time virus protection etc.
  8. McAfee Virus Protection Software - One of the most popular virus protection software that can be installed on your PC free of cost. McAfee helps users removing harmful viruses, malware, spyware and trojans easily. McAfee also offers some useful services- security scan plus, McAfee Site Adviser software, world virus map,tech check, virus removal tools and internet connection speedometer etc.
  9. Avira Virus Protection Software - Avira is one of the best virus protection software for Windows PC that helps users to detect all kinds of viruses easily. Comes with some useful tools to remove viruses permanently from your PC. You can use this software free of cost on your PC.
  10. Anvi Smart Defender - Anvi Smart Defender is a simple virus protection software that comes with some useful options to scan and remove viruses, malware, spyware , trojans and adware. Lightweight software that helps users to scan their computer quickly for detecting all kinds of viruses and malware. You can use Anvi Smart Defender free of cost on your Windows PC.

Best free animation software


Best Animation Software For Animators

Are you looking for best animation software that can be downloaded for free? Here you can see the list of top 10 best free animation software. These software allow users crate animation movie or picture with easy to use interface. These animation software provide many useful tools such as 3D animation tool, exporting tools in different formats, image animation tool etc. Okay let's see free & best animation software which you can download on your PC.
  1. Anime Studio - Anime Studio is one of the best animation software that has many features. You can download trial version of this animation software for free. Anim8or is a great animation app that allows users to draw background, crate and animate characters, insert sound etc. This animation software can help you to publish your own animation movie easily. Anim Studio has many features with lots of pre loaded animation content so that you can make any kind of animation quickly.
  2. FotoMorph - FotoMorph is one of the best free animation software for Windows OS. This fun animation application is one of the most useful animation software that has tons of features to edit and enhance your animated images. FotoMorph has been designed to create real time animations with very easy to use interface so that users can get fun editing images. FotoMorph allows users to create funny photos in minutes. You can download this animation software free of cost.
  3. Abrosoft FantaMorph Pro - One of the best animation software that can be used to animate your photos easily. Although this animation software is not a free software but you can download free trial version of Abrosoft FantaMorph Pro on your PC. One of the most powerful animation software that let's users morphing images and sophisticated animation effects.
  4. Aurora 3D Animation Maker - Aurora 3D Animation Maker is one of the most popular animation applications that has tons of features to create limitless animation effects in your movie. You can add special animation effects in your pictures and movies with easy to use interface. This software allows users to add watermark to videos and photos with special effects. You can find many useful features in this software and you can also download free trial version of this great software.
  5. AnimatorDV Simple - AnimatorDV Simple is a powerful animation software that helps users creating stop motion animated movies with easy to use interface. You can download full version of AnimatorDV Simple for free from any software downloading websites.
  6. Pivot Stickfigure Animator - Pivot Stickfigure Animator is a great animation tool that can be downloaded on your Windows PC for free. Simple animation software that provides unlimited animation possibilities.
  7. MonkeyJam - MonkeyJam is a free animation software that helps users creating stop motion animations easily. One of the most useful animation software that allows users to record their own animation by using stop motion feature.
  8. Anime Studio - Anime Studio is one of the best animation software that is perfect for professionals. If you are a professional animator and looking for best quality animation app, you can download this software on your Windows PC. You can download trial version of the software from any software websites.
  9. Stykz - Stykz is a powerful animation freeware that supports all major operating system such as Windows, Mac and Linux. You can download full version of this software on your computer free of cost. It has many useful tools that will help you to animate your project with easy to use interface.
  10. Sqirlz Morph - Sqirlz Morph is one of the best free animation software that is available free on the internet. This is a very simple animation utility that let's users editing or morphing multiple images and videos easily. It supports Windows operating system.

Most popular game websites

popular game websites on the web 
Do you like playing games on your Computer? If your answer is yes, here you can view most popular game websites, where you can play Free Online Games or Download Free Version of Games on your computer. These websites allow users to play games online for free and some of these websites also allow you to download games on your computer free of charge. You can find all kinds of games in these websites such as action games, adventure , board & card , multi-player , puzzle , racing , skill , sports and social games. Okay let's see the list of most popular game websites.

Most popular game websites

  1. Yahoo Games - Yahoo Games is one of the most important parts of Yahoo that drives huge visitors, where users can play free games and they can also download any kind of game on their computers. Yahoo games was previously know as classicgames.com . Yahoo has over than 1500 online games.
  2. Zynga - Zynga is one of the most popular online game websites where you can play free games. Zynga is mainly known as social games provider. You have to register your account for playing social games online. You can log in on this site using your Facebook account.
    Zynga develops game based application widget that can run on social networking websites such as Facebook, Google Plus , Zynga.com , Tencent etc. Zynga also develops browser based games that can be played on Apple iOS & Google Android. Zynga was launched in 2007 and Mark Pincus (CEO + Founder) is the key people of the site.
  3. Pogo - Pogo is a highly popular game website on the web and it is one of the most visited game websites in the world. It is an entertainment website mainly based on video games. Users can play free online games. One of the leading gaming websites where you can find thousands of free online games. Pogo offers offers a variety of free casual games, sports games, card games etc. Pogo was created in 1995.
  4. Miniclip - One of the largest gaming websites for free casual games, sports games, games for girls, mobile games, Android games, Windows Phone, games for kids, puzzle games, flash games, iPhone games etc. You can find a variety of free online games. Miniclip was founded in 2000 by Robert Small and Tihan Presbie.
  5. Bigfishgames - Bigfishgames allows users to download and play free games. You can download free video games on your computer. Bigfishgames develops games for both platforms - PC and Mac. Users can also download free games on iPhone and iPad. One of the most popular game websites on the web, founded in 2002.
  6. GameStop - GameStop is one of the most useful game websites where users can find all kind of games. One of the leading gaming software selling companies in the world. Although you have to pay money to download any kind of game from this website but you can find here highly entertaining games. GameStop was started in 1994 and now it has become one of the leading gaming software selling websites in the world.
  7. Agame - Agame is one of the best online gaming portals where users can play all kinds of free online games such as- action games, adventure , board & card , multiplayer , puzzle , racing , skill , sports and social games.
  8. Addictinggames - Addictinggames is operated by Atom Entertainment that is one of the most popular entertaining companies in the world. Users can play online games without paying any joining fee. You don't need to purchase games because Addictinggames offers thousands of free games. Users can also submit new games on this website. One more feature of this website is embeddable games that you can add on your blog or website to offer your visitors free online games.
  9. Goalunited - Goalunited is a highly popular game website that offers online football games. Best place for sports games where users can play football with thousands of international players. You don't need to download or install anything. Just visit this website and start playing online football.
  10. Gametop - Gametop is the best place for downloading free & full version of video games. This website has thousands of free games that can be downloaded free of charge on your Windows PC or Mac. Gametop's slogan is "Stop paying for games" because Gametop offers full version of any kind of video game for free.

BlackBerry 10: Everything you should know

BlackBerry 10 has arrived. The new operating system is the most significant reboot of BlackBerry's software line-up in a long time and should bring with it a slew of new desirable handsets.
Hoping to return to the fore and edge in on Windows Phone's market share with BB10, all bets are on this being big for BlackBerry. So what should you know about the new operating system? Read on to find out.

BB10 availability

BB10 launched on 30 January and the Z10 hardware will appear in UK shops the next day (March in the US). As for hardware, it will be the Z10 that goes on sale first.
Carphone Warehouse, EE, Orange, T-Mobile, Phones 4u, O2, Vodafone and Three have all confirmed they will be stocking handsets featuring the new operating system.

BB10 devices

BlackBerry 10 has had plenty of hardware leaks and now finally the Z10 is official. So what can you expect from the new BlackBerry 10 hardware? At the moment we have the Z10 and the Q10. There are, however, another four BB10 phones due out in 2013.
BlackBerry Z10
The Z10 - formerly known as the BlackBerry London and L-Series - features a 4.2-inch four point multi-touch LCD display with a 1280 x 768 screen resolution, equating to 356 DPI.
The handset also features a dual-core 1.5GHz processor with 2GB of RAM. That isn't Galaxy S3 standards of speed, but then BB10 is a bit less of a processor hog than Android.
As for the rest of the hardware, the Z10 ships with 16GB of internal memory, expandable with a microSD card. Then there is a 2100mAh battery inside which keeps things ticking over and, given its size and the processor's power, should last longer than a day.
The phone will weigh around 125g and is 130 x 65 x 9mm in size. Fairly pocketable then. On the back there will be an 8-megapixel camera and on the front a 1.9-megapixel offering.
The phone will also ship in white, but only from Phones 4u initially as it has a limited time exclusive. Bluetooth 4.0 is included along with Wi-Fi a/b/g/n and, crucially, a 4G mobile hotspot option, handy for those who opt for EE.
BlackBerry Q10
It wouldn't be BlackBerry if there wasn't some sort of BlackBerry 10 device with a Qwerty keyboard. The long-rumoured X10 has now materialised as the Q10.
The phone runs a full version of BB10 albeit with a Qwerty keyboard and a smaller screen than that of the Z10. The display is 3.1-inches rather than the 4.2 screen on the Z10 and has a 720 x 720 pixel resolution.

The back of the phone is a special glass weave cover designed especially for it. Thorsten Heins at the BlackBerry 10 launch described it as being thinner and lighter than plastic and unlike materials found on any other phone.

BB10 pricing

Pricing for the Z10 has now been announced, with O2, for example, offering the handset for free for the first two weeks on a 24-month, £36 amonth contract. Phones 4u confirms that other networks' pricing is similar.

Pricing for the phone SIM-free version is rumoured to be around £480, but there's no official confirmation on this yet.

BB10 Software

As we mentioned earlier, BB10 is a big departure from BlackBerry's conventional way of doing things.
The whole operating system runs on gestures related to where you touch the screen. Think of it slightly like a PlayBook. Tap the top of the screen in an app, for example, and slide down and you will open up options for the OS, such as phone and messages. Slide up from the bottom and you can leave the application. Notifications are bottom to right and swapping to the home screen is from centre to left or right.
The other talked-about features come in the form of the BlackBerry Hub, video chat, the camera app and even screen sharing.
We will be publishing a more in-depth BB10 explored piece soon.

Where can I get it?

So BB10 has arrived but where can you buy it? Every major UK phone network is going to be stocking BB10 devices from the get-go, from Thursday 31 January.
That means O2, Three, Vodafone and EE. We know also that it will be launching on 4G on EE and will be 4G-capable for the new LTE services that will be launching in the summer once the new spectrum auction process is finished.
As previously mentioned, Carphone Warehouse and Phones 4u will also have the BlackBerry Z10 in store from tomorrow - 31 January.

Article source : http://www.pocket-lint.com/news/49419/blackberry-10-features-explored

Car Title Loans - Giving You a New Opportunity

Car title loans is another name given to payday loans, where a small amount of loan is given to the borrower at a high rate of interest, on the security of the borrower's car. Although, it is considerably easier to get this type of a loan, it is much more risky than normal loan; if you do not pay off your auto car loans on time, you could lose your car that is of a much higher value than the loan you have taken.

Make Payments On Time

When you decide to take car title loan, you should follow a strict routine of repayment and pay your dues on the due date. When you take car title loan, you have to provide a spare set of keys to the lender. If the loan is not repaid on the due date, the lender will sell off the car a repay the loan from the received amount. In some states, there are laws, which allow the lender to keep the balance amount after sale of car; which means, if the car is sold for a higher value, the amount above the loan and interest will not be returned to the borrower.
When you take car title loan and place your car as collateral, you still pay a huge amount of interest on the loan you take. Sometimes, the interest is more than 300% per year. It is much better to take car loans for a longer period than car title loan, which you take for a mere two-three weeks. Moreover, the loan itself is of such a small value that it rarely covers half the value of the car.
The best medium for car title loan is the internet. Internet is also the best place to get an easy online car loan. You will find numerous lenders offering competitive rates and offering various discounts for customers, who want to purchase their car from them. You just have to make the right choice of lender and the car you want to purchase. The approval of your car loan is done on the internet in a few hours of filling in the online application form.

Car title loan are always beneficial for the lender, as he is getting an asset of a much greater value than the loan he is giving. If the borrower defaults in payment, the lender can forfeit the car and recover the cost of the loan. Car title loan is not advisable for persons with limited income, as there is greater risk of default in payment. For these types of customers, it is better to take a car lease, where you keep and maintain the car, as if you own it and return it to the owner once the lease is over, in tip-top condition.

Article Source: http://EzineArticles.com/861330

Getting Good At Budgeting For An Auto Title Loan

Budgeting for an auto title loan may be difficult for those borrowers who take out a quick cash loan for the sake of dealing with a financial emergency or unexpected cost. You may not be able to put your loan payments in your budget ahead of time if you borrow last minute, but you can certainly make an allowance for repayment once you know you have committed to the loan and need to pay it back.

Getting good at budgeting for an auto title loan means being disciplined, realistic and honest about your options to repay. Often times when people budget they don't take into account certain financial obligations that they don't see as a "cost" or category in their finances. Because an auto title loan is temporary, needing to be paid back within 1-3 months, some may not see it as a monthly, ongoing expense. This can be detrimental to your finances as well as your ability to get your loan paid off. It is imperative that you see your auto title loan as a monthly expense, as well as part of your budget, if you are to be successful at repaying it in full.
When you are budgeting for your loan, don't be afraid to make changes. For example, if you budget to pay it off within two months and you know that you will need more time, be flexible. Too many times people get caught up in sticking with the same budget which doesn't allow flexibility should unforeseen circumstances change your finances. Job loss, medical issues or changes in marital status can cause you to have to rethink your budgeting strategies as well as your ability to stick with the plan you had originally set out for yourself. You may have to contact your lender to re-work your payment schedule if your financial situation has changed since you took out the loan. Be aware that should you have to extend your payoff schedule, you will incur extra charges for fees and interest.
Budgeting for your auto title loan can be simple in that you don't need extravagant spreadsheets and budgeting tools to know what direction your finances are headed. Technology is great when it comes to keeping your financial numbers organized. The Internet offers dozens of websites, many of them free, with budgeting calculators and worksheets to help you keep your spending and saving organized. Don't make it too complicated, though, putting more of the focus on how you organize your finances versus what you are actually doing with them.
Perhaps one of the most important things about budgeting is having a reserve and being prepared for the unexpected. Of course, that may be what got you into the auto title loan in the first place: the unexpected. Make a point to start a savings or "reserve" account so that in the future, should you experience a surprise financial setback, you will have the money readily available instead of having to take out a loan. Being prepared financially is the best thing we can do for ourselves, our family and our finances.

Article Source: http://EzineArticles.com/7514381

How To Avail An Affordable Used Car Loan?

Cars are the ultimate symbol of freedom, independence and individualism. They offer the freedom to "go anywhere," whenever it suits and with whom one chooses. - Sarah Redshaw
Yes, cars are extremely important for every individual. Used cars are sold in large numbers in America.
Such cars offer high affordability. Anyone can buy a used car. A first-time car buyer or a student can easily buy a used car. It is also very convenient for low-income earners. A used car is a real boon in times of economic crises.

The Government had introduced the "Cash for Clunkers" program in 2009. This initiative helped the Government to take used cars off the road. So, most of the cars that are now available in the used car market are almost new. This means it is the best time to buy a used car.
Don't worry about the finance required. Firstly, used cars are available at lesser price than a new car. Secondly, internet will help you scout for that perfect loan.
You still have the option of local lenders. But, you will have to individually visit each lender and extract quotes from him. If you make use of the internet, you can save loads of time.
Searching for an auto loan is extremely easy with the internet. You don't have to worry about the long approval process. All you need to do is fill a simple application form. Once you fill the form, the online lending company will start its process. It will allow its wide network of lenders to compete for your application. The entire process is completed in almost 2 days. This means you can drive your car pretty soon. You won't get this quick service without the web.
Now with growing competition, lenders have become more innovative. Several loan options are available to you. You can opt for a no down payment auto loan. This loan type helps you to buy a used car without any down payment amount.
Another option is no co-signer auto loans. Such loans solve the problem of young buyers and students. They don't require searching for co-signers anymore.
You must understand that your car's value, repayment capacity, loan period, credit score, etc. will have an impact on the interest rate.
While approving loan for a used car, lenders make sure that the car is valuable. Hence, they will ascertain the car's market value. To avoid any confusion, you must know the car's value. Use the Kelley Blue Book value for this purpose.

The lender will also put a limit on the number of miles driven. So, ensure that the car's odometer is well within the limits.
Now, bad credit may cause you to pay higher interest rates. You should act smart in this situation and search for sub-prime lenders. They will offer loans at affordable interest rates.
While you opt for an online auto loan for used car, you must consider the loan term. A used car as such has low market value and a longer term may increase the risk of an up-side down loan.
You must compare your used car loan quotes. It may happen that the interest rates are low but the loan conditions are rigid. So, it is essential that you read the entire contract properly.
Availing an auto loan for a used car is quite simple if you choose the right car. Don't wait anymore, venture out and achieve your dream.
Best of luck!
Availing auto financing for used car can be quite tiring. But, we can make your entire experience pleasurable. Avail instant car loans from Rapid Car Loans. A simple online application form will help you buy a used car instantly. Apply now!

Article Source: http://EzineArticles.com/6631011

Best Tips to Get the Best Auto Loan

Are you in pursuit of buying a car? Are you confused about the auto loan process? Is the problem of money obstructing your car dream? Leave your worries because here's a perfect way to support your auto dream. You have the luxury of owning a new car with the help of auto loans. The auto loans program can help you in fulfilling your dream of driving a luxurious car. Read this article to grab the very best of the auto financing world.

Prepare Yourself for the Best Auto Loan Program

Before opting for car loans, you must know your financial situation. It will help you in knowing the kind of car you can afford. Also, do not restrict yourself to dealership financing. There are many alternatives for you to explore. Today, people have multiple options of getting car loans because there are many financial lenders, credit unions, banks, private party lenders, and online auto financing companies in the car financing business. Also, there is a tough competition in the auto financing industry which makes it easier for Americans to get cheaper interest rates.
You must be prepared to spend some time in research. Remember that negotiation is important and you shouldn't feel shy about it.

Credit Score Information

You need to have a better idea of your credit score before attempting to get an auto loan program. So, get your current credit ratings as well as your credit report. If you have bad credit history, work on it. It will have a positive effect on the auto lender. Remember that you don't have to worry about getting approved because there are many sub-prime lenders and online auto financing companies who offer second chance car loans.

Fixed or Floating?

Interest rates are important criteria. There are basically 2 types of rates: Fixed interest rate and floating interest rates. The former does not fluctuate with the market forces and will remain fixed for the entire loan term. The floating interest rates will vary on the basis of market changes.

Cautious about Clauses

Auto loans are available to every individual irrespective of the credit score. Even if you have great credit score, you should be cautious of certain things. There might be many clauses in the auto loan contract that could force you to make heftier monthly payments. So, it is advisable to read the contract thoroughly so that, you don't get deceived by fancy offers.

Do not choose an automobile loan that has an unnecessarily longer repayment term. Making higher payments than required will increase your financial burden. So, look for a loan whose payments can be easily handled. It is good to repay the auto loan with ease and speed.

How to secure the Best Auto Loan Program?

1. Work on your credit score
2. Keep Income and Employment Proof ready
3. Down Payment in the form of cash, trade-in or rebate will be helpful
4. Co-signer can be advantageous
These points will help you in getting quick approval on auto financing program. Remember that getting a car loan is an important decision and so, you must think well. It will aid in easy car buying and will also assist in building your credit score. All the best!
Rapid Car Loans is a major online auto financing company that offers 100% guaranteed auto credit approval. It provides amazing car financing program with lowest possible rates. Bad credit and zero down payment is not a problem. Apply to get zero cost zero obligation auto loan quotes!

Article Source: http://EzineArticles.com/7515781

Common Laptop Faults To Look Out For

A laptop computer shouldn't be viewed as unbreakable, you will find there are plenty of issues that might go drastically wrong in day-to-day use, from bumps and scrapes or computer software complications to hardware problems. Having a laptop computer which is frequently carried with you means that anything at all might happen and it may be rather frustrating if issues are encountered. Being familiar with possible laptop errors can help you to self-diagnose complications and from that point figure out the appropriate plan of action to get the issue solved. Here are several of the most common complications where a laptop computer may have to be mended -

Bumps & Knocks

Laptops are designed with mobility at heart, and because of the continual traveling to and fro, they can withstand a substantial amount of punishment. A substantial bump can certainly trigger a laptop computer to fail. Impact damage can damage the external shell or case and even more importantly result in the harddrive malfunctioning. For the case, a couple of good bumps could before long leave the outer shell damaged, warped or dinged up. And, with regards to the inner elements, an unexpected jolt could result in damage to the harddrive or mother board, which can result in the laptop becoming unusable.
Overheating
Quite a frequent issue with laptop computers is getting too hot which generally develops from a fan no longer working efficiently enough. In the event the fan is obstructed, which often can occur when the laptop is put on a soft or textile surface area or blocked with airborne debris, than this might quickly result in the laptop starting to overheat. When the fan isn't capable of working as designed, the interior elements, for example the Central processing unit and hard drive may very well get too hot, which can force the laptop computer to immediately power down - this is usually a built-in, protective measure to prevent long-term harm.

Life Of The Battery

In the event the battery pack isn't in a position to charge then chances are it will be an issue with the exterior power supply or perhaps a defective power jack. The power jack, it is the outlet on the side or rear of the laptop computer which allows you to connect to the AC adapter and it is fairly susceptible to damage because of the frequency of its use. When the AC adapter is often connected and removed, the jack may well come unfastened from the mounting within the mother board, which could result in charging related difficulties.

Article Source: http://EzineArticles.com/7499671

Everything You Need To Know About Email Support

It doesn't matter which email provider you use, if you need email support it's next to impossible to get help from your provider. Having trouble with email is one of the most frustrating things that can happen when using a computer. Email is probably one of the most popular ways to communicate because it's fast, easy and there is a record of the conversation as well. What do we do when our emails are hacked and they become corrupted now threatening friends and relatives' email accounts?

It would be extremely helpful to have quick access to email support when email problems arise.
Email security is highly recommended by every email provider. So whether you use Yahoo! Mail, Gmail, or Hotmail, there is a password that has to be created in order for you to access your email account. You use your email address to log onto many different online websites. It might be used to access your account on a social media site, or you might be a member on other sites that use your email address as your username. This is one way your inbox will get "spam" mail. There are reasons you should stop yourself from opening up any mail that comes from someone that you don't know. One of the most important reasons is because much of these spam emails contain codes that enable the sender of the mail to have record of your email address once you open the message. This will grant access to tons more spam within the next few days. Send these types of messages directly to your spam box without ever opening them.
Regardless of where email messages come from, you should not open any attachment unless you know and trust the sender. In order to help us out, there are several email programs that have filters built in to assist you in separating junk mail from your wanted mail. You can also find email support from other sources; not just your email provider.
Make sure that when you do look for an email support service, you get one that offers you the most for your money. You will need diagnostics and trouble shooting. Obtain technical support which offers help to more than one email provider; this way you can have the freedom of trying out different email providers. If you already use multiple email providers, than look for a support team that will assist you on integration and hosting. For example, you need email support to send email form one account to another therefore only having to log into one place. This account will act as the collector and you will be ale to read and respond from whichever account you desire. Most importantly, work with a company that will help prevent spam and other security issues.
MCHelper Computer Tech Support offers remote repair, recovery and data restoration as well as full service computer repair, maintenance and technical support. Visit MCHelper Computer Tech Support for more information.

Article Source: http://EzineArticles.com/7509344

Solicitors Benefit from Fees of Costs Draftsmen

The Law costs draftsman's work is essential to people. They are the ones who help people in their court cases needs. But not all people can afford the expenses in getting a law costs draftsman. This is one of the most coercing factors that hinder people in getting law costs draftsman assistance.

The Ministry of Justice publicly states the details of the free CAP which will be given to claimants on April 2013. On that same day, the government will extend the benefits of charges based agreements to claimants.
The details of fee caps that the Ministry Of Justice had released include the 25% cap for charges involving personal impairment claims. This provision does not include damages for imminent protection and loss. The 25% cap on personal claim will benefit both the solicitor and the law costs draftsman. This cap will only be used by claimants for net charges once the Department of Work and Pension had collected all necessary documentations that will support the claim. With this, the law costs draftsman will have to show a well presented list of law costs that were used for the court case.
Solicitor or costs lawyer serves as a mediator between the client and the case court. He is the one who performs the transactions of presenting evidences and guides people within the court proceedings. Each costs lawyer's work is being regulated by the Solicitors Regulation Authority (SRA) to make sure that each one of them is doing their job accordingly.
Costs Lawyer benefits from each successful proceeding that they handle through their clients. There are different kinds of solicitor's work where you can choose from depending o your needs and resources.
Basically, before a solicitor starts a case proceeding for you, the legal costngs or legal budget will have to be negotiated and presented first. The cost of a solicitor that will be presented to the client is its fixed value, estimated rate and the hourly rate which will be computed depending on the number of hours that the client needs their service.
There are also additional fees connected once you avail a solicitor's service either the case is successful or unsuccessful. In case a client has limited resources, he can ask the solicitor to avail the conditional fee agreement which is also known as the "no win no pay" agreement. On the other hand, if in an instance that the case proceeding is successful then the client will have to pay extra charges to the solicitor depending on their agreement.
This is how the solicitors earn and benefit from each case proceeding that they handle whether it is successful or not.


article source :
http://www.articlesbase.com/law-articles/solicitors-benefit-from-fees-of-costs-draftsmen-6476200.html

Claims Adjustor About Your Wrongful Death Claim

Speaking With The Insurance Claims Adjustor About Your Wrongful Death Claim
By pursuing a wrongful death claim you will likely be interviewed by a claims representative from your own insurance company, or the deceased person's carrier, or the at-fault person's insurance company, or by all three. You might think the adjustor is trying to help you, especially if it is the adjustor from your insurance company. Keep in mind that this may not be the case at all. Each insurance company adjustor owes their allegiance and concern to his or employer, not to you - the person who is making the claim. Be aware that the interests of the claimant (in this case, you) and the insurance company almost always oppose each other. The claimant wants the carrier to pay as much money as possible to resolve the claim while the insurance company wants to pay out as little as possible. Because these interests often conflict with each other, consider the following recommendations when talking to the claims representative:

Things to DO When Speaking With An Insurance Adjustor
- Prepare for the meeting by speaking with your attorney. Take the time to fully understand the process and make the most of your attorney's expertise and years of experience.
- Before you get started with the interview, write down the name, address and phone number of the insurance adjustor and insurance company.
- Provide your full name, address and telephone number to the adjustor.
- If possible, record the conversation. If you can't record it, take good notes.
- Ask the adjustor if he/she is aware of any witnesses to the accident.
- Tell the truth. It is imperative that you are truthful at all times during the interview. Lying or exaggerating can be harmful to the claim.
- Pause before answering the question. This will give you time to think about the question and the answer you are about to give. Remember: You are not being timed, so proceed slowly and thoughtfully as you answer each question.
- It is okay to answer "I don't know" or "I don't understand."
- Be cordial and treat the adjustor with respect, but be firm and assertive when necessary.
- Answer questions with "yes" or "no" that call for it. Not every answer requires follow-up. Try to avoid "rambling" when answering questions. Often, "yes" or "no" is all you need to say.
Things to AVOID When Speaking With An Insurance Adjustor
- Do not agree to have the conversation recorded by the insurance adjustor unless your attorney is present on the call.
- Insurance adjustors will try to engage you in an informal conversation in an effort to relax you and get as many details about the accident as possible. Be aware of this.
- Do not agree to anything. The call should be about collecting information, NOT about you agreeing to anything.
- DO NOT SIGN ANYTHING. No matter what the insurance adjustor faxes or mails to you, never sign anything. Instead, pass the documents along to your attorney for review.
- During an interview with the adjustor, you are not obligated to identify witnesses.
- Avoid talking in absolutes. In other words, do not give exact distances, times, etc. Always use qualifying words such as "approximately" when describing the details about the accident.
- When you report the accident, give general information. You should speak with your attorney before you give a formal recorded statement.
- Do not argue with or get angry at the adjustor. If you do, you make it much more difficult to obtain a fair settlement of your case.
- Do not guess at the meaning of any question. If you do not understand a question, ask that the question be repeated or clarified. "I don't know" is usually an adequate answer if you don't understand the meaning of the question
- Do not volunteer information. Make sure you fully answer the adjustors' question and then quit speaking. Although it is important to always tell the truth, it is also important not to give more information in your answer than necessary.
- Do not interrupt when the interviewer is asking the question, even if you think you already know the answer.
- Do not answer compound questions with a "yes" or "no" answer.
- Do not allow the adjustor to assume facts that are not true when asking his question. Always correct or clarify any untrue facts.
- Do not use phrases like "In all honesty" or "I would never lie."
- Do not use words like "always" or "never."
- Do not give long narrative answers. Short and concise answers are the best.
- Do not use words like "uh-huh" or "mm-hmm." These can be misinterpreted and change the meaning of your answer.

Article source :
http://www.articlesbase.com/law-articles/speaking-with-the-insurance-claims-adjustor-about-your-wrongful-death-claim-1831814.html

How to Make a Website

There are countless ways of learning how to make a website using such tools as the
WYSIWYG(What You See Is What You Get) HTML Editor.This is basically a point and click to create program.If you want a website fast,try it.
Good places for these are myspace.com or your internet service provider.They can provide you with a free website where you can really be creative with there (what you see is what you get editor)

HTML stands for Hyper Text Markup Language and was the standard language when the graphical user interface(GUI) was implemented into the windows operating system. There are other languages that can be used to make a website,such as Flash,xml,dhtml and a few others.In my opinion,the most flexible language and most easy to learn is html.

A great online source to learn html is html goodies(http://www.htmlgoodies.com).The online tutorials found here are second to none and range from basic to advanced.This is where I learned basic html and I recommend it to anyone who wants to learn the language.

Lets talk about the basic layout of your first page of your website. Is this a personal website? Will it be a website showcasing products that you intend to sell?
If this is a personal website,You can start by having all your links on the left side of the page,your text content can be in the middle with images if you like.On the right side of the page can be more links and images.You will need to divide the page into 3 sections to accomplish this.It can be done with table commands or with the divison command.Please go to the html goodies(http://www.htmlgoodies.com)site for futher explanations of these and future terms in this article for the best clarification possible.

Now,lets say you want to make a website for your small business that your starting.For example,your going to be selling computer games. You will want people to know about your website and this entails submitting your website to the major search engines and directories,such as google,yahoo.msn,altavista and others. Here is a great list of directories,both paid and free.
(http://www.seocompany.ca/directory/web-directories.html)
It is most advantageous for new online business's to register a domain name.This is important for two reasons. First,with a .com domain,your business will look professional.Secondly,from a search engine prospective,a domain name with a .com suffix is more prudent.
You need to pick a domain name that is the most relevant to your business.For example,your selling computer games and accessories.
How about http://www.best-computer-games.com ? You can do a search for available domain names at http://www.namesearch.com
Relevancy is a big factor in how the search engines will rank your site,so keep this in mind when choosing a domain name.
You want your small business website to be informative,to the point,and to keep your viewers interested at all times they are on your website..Nothing turns off a website visitor more than the link to a page they click on(yours)to be slow loading into there web browser.

There are ways to speed up the loading process of a webpage into the web browser.If you have alot of images on your website,you should always denote the height and width of the image in the link.
An Example: after the second quotation mark in the word alt.The opening tag is < This goes right by the letter i in the word image. If I do that in this article,I will receive an error becuase there is no such file,its just an example to show you.
Doing this will make your web pages load very quickly into the site visitors web browser.Have a question about the alt""? Ok,I will explain this to you.Lets say your image is of a computer game.
If you would type inside of the quotes of the alt command:
alt="This is the best computer game" Now,when the page loads and someone puts there mouse over the image,what you typed in the alt command will be displayed as text.You can type whatever you want in the alt command,but if your looking for search engine relevancy,I would type in one of your keywords thats relative to the product that displays as the image.
As mentioned before,for further clarification of images,go to the html goodies site(http://www.htmlgoodies.com)for there image tutorial.

To keep the viewer staying on your website,you need to make sure all your links are operational and not dead links.Meaning,there is a page not found error(404) that displays when someone would click on one of your links from your main page.

Meta tags and Keywords are important so your site can receive the highest possible ranking and relevancy. To learn more about meta tags and keywords,go to html goodies(http://www.htmlgoodies.com)This is another topic all together that I wont go into in detail in this article.

I would just like to say that The WYSIWYG(What you see is what you get)html editors are good for the quick fix website,I dont get the gratification of building a website using that method. I code all my webpages by hand in windows notepad. This will take longer but I do receive more satisfaction designing my webpages this way.

There is a site that I recommend you visit. There are $0.99 video tutorials about website design tips and tricks.There are over 8 hours in video tutorials in all,plus other great memberships and programs.

Thank you all for reading and if you have any questions or seek advice,do not hesitate to comment on this article and I will respond to you providing you leave your email address.

Article Source : http://www.articlesbase.com/e-learning-articles/how-to-make-a-website-154206.html

Getting Your Money's Worth With Computer Tech Support

With so many computer choices out on the market, you would think that bringing one home and getting started would be easy. For many people it is, but for some, computer tech support is very helpful with this start-up process. Let's face it, not everyone who knows how to use a computer understands the set-up or knows how to take off all those factory installed offers. What kind of wireless speed will be sufficient for your household needs? How do you set up a modem? Can I use more than one wireless device on this system? It's nice to know that you can get computer tech support service for computers and wireless services when you are working outside of your comfort zone.

Wireless services seem to be a dime a dozen. The cost is way more than a dime and the service can be frustrating. With all the wireless laptops and tablets available, it would make sense to sign up with a company which not only offers high-tech speed but also great service. There is nothing worse than waiting around on hold for a technician to answer or come to the home while all the electronic gadgets and their owners impatiently wait.
For many of us, life revolves around wireless service. My desktop for home office work, my laptop for my entertainment and the kids' tablets for gaming. Getting connected and staying connected are essentials to the home atmosphere. Wireless systems offer great portability throughout the house. Printers now come wireless, so there is no more sticking around the desk in order to get pages printed out. Wireless network communications offer the most efficient at home technology needs.
Keep your home network secure. You want to safeguard against any virus or malware entering your hardware. Not only will some of these harm your computer, but others are created for the sole purpose of stealing personal information. As a hackers abilities continuously evolve, so must the programs to detect and destroy them. When you have proficient computer tech support, you will be connected to the latest versions of anti-spyware. The sooner viruses are caught after entering a computer the less damage there will be and much easier to remove and restore any infected files.
Wireless works great in an office setting. Sharing of files and folders within the network increases productivity. Authorized computers will be able to participate in data sharing once the networking set-up. Computer tech support services are available to set up the office or home networking systems. When you have purchased nice equipment and pay for high tech services, you might as well take advantage of the them.
You don't have to know the ins and outs of the computer world when you have cost effective computer tech support on your side. If you are going to pay for the more expensive computer models, make sure that your wireless speed and connectivity enhances the computer's capabilities. You paid good money for the equipment and the service, it would make sense that the computer tech support be just as proficient and dependable.
MCHelper Computer Tech Suppport offers remote repair, recovery and data restoration as well as full service computer repair, maintenance and technical support. Visit MCHelper Computer Tech Support for more information.

Article Source: http://EzineArticles.com/7509355

Configuration Apache Web Server Under Linux

Apache has three main configuration files: access.conf, httpd.conf, and srm.conf. If you are running Red Hat 4.0, these files will already be set with the correct directory paths. If you centralized the locations of all these files, but made those symbolic links as I mentioned above, things will still be fine since the symbolic links preserves where Red Hat installed everything.
If you are doing a "generic" installation or have some other setup, then you will need to do the following:
In access.conf, change/update these directory entries:
    <Directory /httpd/html>
    <Directory /httpd/cgi-bin>
In httpd.conf:
    ServerRoot /httpd
In srm.conf:
    DocumentRoot /httpd/html
    Alias /icons/ /httpd/icons/
    ScriptAlias /cgi-bin/ /httpd/cgi-bin/
Essentially, these are the necessary directives in the config files that need to be updated with the new "centralized" organization.
For further configuration options, I will have to give the standard statement, "Please refer to the docs." :)

Install Apache Web Server Under Linux

I'm not going to cover compiling Apache since it's actually a fairly painless process and pretty well documented. Given that, let's move on to actual installation...
Personally, I like to group all the web server files together in a centralized location. If you are installing this manually, then this is something you can do from the outset, and I highly suggest doing this since it will reduce administration headaches.
If you had Apache installed automatically as part of the Red Hat installation procedure, then things will NOT be centralized! In fact, I thought the file placement scheme was one of the most confusing I've ever encountered. Here's what the Red Hat installation does:
web server binaries /usr/sbin/httpd
/usr/sbin/httpd_monitor
config files /etc/httpd/conf/*
log files /etc/httpd/logs/*
web server root
(contains cgi, icons/images, and html files)
/home/httpd/*
I found this to be really disorganized, so I ended up putting mostly everything under one directory (I left the binaries in /usr/sbin):
    mkdir /httpd
    mv /etc/httpd/conf /etc/httpd/logs /home/httpd/* /httpd
    rmdir /home/httpd
You should end up with:
    /httpd/
          /cgi-bin
          /cgi-src
          /conf
          /html
          /icons
          /logs
And then to preserve the original Redhat file locations:
    ln -s /httpd /home/httpd
    ln -s /httpd/conf /etc/httpd/conf
    ln -s /httpd/logs /etc/httpd/logs
Finally, I added this link since I felt that it made more sense:
    ln -s /httpd/logs /var/log/httpd
If you are installing and compiling Apache manually, you may want to have the original source files also located under /httpd (or whichever directory you have).

Where To Get Apache

The obvious place to get the latest version of Apache is off of the Apache web site: http://www.apache.org. The source distribution file is apache_1.1.1.tar.gz while the Linux ELF binaries is apache_1.1-linux-ELF.tar.gz. Grab what you find is necessary...
If you are running Red Hat Linux 4.0 like I am, during the installation process you are allowed to select whether or not you want to install a web server. If you do, Red Hat 4.0 includes the latest Apache and installs everything automatically with a default configuration. This default configuration even RUNS correctly without any modifications! However, even in this case, please read my notes and preferences regarding installation in the next section.

Typically, unless you need to add special modules or features, the binary distribution or the default Red Hat installation should be fine. However, let's say you wanted to run Apache as a proxy server. In this case, you would need the source so you can compile the proxy module as part of the binary.
(Note: I have heard rumors that the binary included with Red Hat 4.0 has some bugs. I have yet to encounter any myself, so take that rumor with a big grain of salt.)

The importance of insurance

Insurance is used as financial protection for a variety of personal and business purposes – for example, to protect income, repay debts, or provide for dependants.  To minimize the loss that may result from your death or serious disability, it’s important to implement suitable protection strategies.

Protect your greatest asset – your income

What is your greatest asset?  Your home and its contents?  Your car? Your life?  Many people insure these assets, yet, all too often they don’t adequately protect what is potentially their greatest asset – their ability to earn an income.
Take a moment to consider what could happen to your lifestyle if you were unable to work for an extended period due to illness or injury.  Your expenses could quickly run down your savings.  You may even need to sell your investments to make ends meet.
By taking out income protection insurance you can protect your greatest asset and avoid putting your family’s lifestyle at risk.
If you suffer an illness or injury and are unable to work, income protection insurance can pay you a monthly benefit (usually 75% of your pre-tax income) to replace lost earnings.  You can generally claim these premiums as a tax deduction.
You can choose a range of benefit payment periods, with maximum cover usually up to age 65.  You can also choose a range of waiting periods normally between 14 days and 2 years.

Eliminate Debt

If you’re like most people, you’ve used debt to finance a range of lifestyle purchases, including the family home.  However, if you die, the loan repayments will still need to be made, even though the salary your family has relied upon is no longer available.
Your loan documents may even contain a clause that requires immediate repayment if you die or become disabled.  However, sometimes this is not feasible, and the only option may be to sell the underlying asset to repay the lender.  When this asset is your family home, your dependants could be in the unenviable position of either having to re-finance the loan or sell and downgrade their residence.

Maintain your family’s lifestyle

You also need to consider whether your family will be able to meet their ongoing expenses.
Death, permanent disability or a serious medical condition can have a big impact on a family’s finances and standard of living.  If something should happen to the main breadwinner, the emotional strain could be significant.

Protect the homemaker

It’s also potentially dangerous to overlook the insurance needs of the person who predominantly takes care of the home and the children. 
If something should happen to the homemaker, the family can suffer financially, as well as emotionally.  Despite advances of modern technology, there are still plenty of things that need to be done around the house and hiring someone to provide home help and child care services can cost a lot of money.
To protect your household (and avoid putting a big dent in the budget) it’s important to include the homemaker when developing suitable insurance strategies for your family.

Keep your business running

While income protection insurance should still be considered, it’s also important to protect the very thing that generates your income – your business.
By taking out business expenses insurance, you can cover certain ongoing expenses and keep your business running while you recover.
If you are self-employed or in a small partnership, business expenses insurance can help you meet 100% of your share of eligible business overheads, should you be unable to work due to illness or injury.
This can help keep your business afloat and ensure that, in the worst case scenario, there is still a business to sell should the need arise.
Expenses that can be covered with this type of insurance typically include, amongst other things, office rent and mortgage payments, equipment or vehicle leasing costs and utility bills such as electricity, heating and water.

Cover the key person in your business

The most valuable business asset is the one that produces the most profit – your staff.  Material assets can be easily replaced, staff can not.
The loss of a key staff member can have a substantial impact on profitability, operational management and the goodwill of your business.  Many businesses also find there are no suitable candidates readily available within the organization and it can take substantial time and money to recruit and train an external replacement.
By covering your key person, you can help fund the loss of a valuable employee by providing an injection of cash for a revenue or capital purpose.

Establish a Will for your Business

Establish a Will for your business by creating what is known as a Buy / Sell Agreement.
A Buy / Sell Agreement is a legal contract which can facilitate the orderly transfer of a person’s share in a business to the remaining owners when certain trigger events occur (such as death or serious disability).
To help fund the transfer, the agreement normally uses life insurance so that sufficient capital becomes available to buy out the departing owner’s share in the business.